Know These 5 Crucial Things About Care Classic Health Services
A health insurance plan is your safeguard against all kinds of medical emergencies; therefore, you must choose a plan that offers maximum coverage at a premium that is not taxing on your pocket.
Choose a plan that is customized for your unique requirements and not only gives you access to high-quality medical care but also much more in terms of value for money.
Classic care health services is one such option if you are looking for an inclusive health insurance plan that takes care of all your requirements and gives your family the protection it needs.
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In this article, we will take a look at classic care health services in brief detail to give you a glimpse into what you can expect from this plan and why we think it’s one of the best insurance plans you can buy right now!
Zone-Based Affordable Premium
This is one of the top USPs of the plan as it offers you zone-based affordable premium options. The plan is divided across 3 zones pan India, meaning the premium varies depending on the region.
Since the cost of medical care differs across the country, there is no reason why you should be paying a higher premium where hospitalization cost is less compared to other regions.
Here’s how the zones are divided under this plan:
- Zone 1: Mumbai, Thane, Delhi including Faridabad, Gurgaon, Ghaziabad and Noida, Ahmedabad, Baroda, Surat.
- Zone 2: Bangalore, Pune, Nasik, Rest of Gujarat.
- Zone 3: Rest of India
Compassionate Travel Allowance
The plan offers a compassionate travel allowance of up to ₹5,000 per policy year to provide coverage for expenses incurred in visiting your family members during an emergency. So, should any of your family members fall sick and requires you to be by their side, you can rest assured that the plan has you covered.
Coverage for AYUSH Treatment
AYUSH is a promising treatment option for many illnesses and takes a more holistic approach towards curing them. However, not all plans offer coverage for such treatment options. Classic care health services offer coverage for treatments costs incurred under AYUSH for up to 10% of the sum insured for a maximum amount of ₹50,000 per policy year.
Free E-Consultations and Value-Added Services
You have the option of unlimited free e-consultations with general physicians in a policy year which can result in huge savings in time and money spent on traveling to a clinic and consultation fees. Moreover, it also offers you additional value-added services such as doctor on chat, health tips reminders, and discounts on services across their network.
Access to Second Opinion
A second opinion can help you choose the best line of treatment. In the other unfortunate incident of a critical illness, classic care health services will arrange for a second opinion from their panel of doctors once you submit the medical reports. This is a huge benefit, since taking a second opinion for dealing with a critical illness can sometimes make a huge difference in healing and recovery.
Care health insurance offers comprehensive coverage under their classic care health services with access to cashless treatment over 16500+ medical service providers, domiciliary hospitalization and coverage for an organ donor, unlimited automatic recharges, and annual health checkups.
They have an industry-leading track record of 95.2% claim settlement ratio with in-house claims processing which helps save critical time spent on waiting for approvals during an emergency.
If you have been unable to find an inclusive health insurance plan that will have your back during exigencies, classic care health services offer everything that you need.
So, don’t wait anymore to safeguard the health of your family and get them insured right now so that you can rest assured that should things ever go south, you will have insurance that not only cares but also delivers on its promise!